March 31, 2014 Open Enrollment 2014 ends for all of those purchasing health insurance not supplied by an employer! This means all individual and family plans, not employer coverage.
The next open enrollment period for individuals starts November 15, 2014 for policies that will become effective January 1, 2015!

You WILL NOT be able to buy or change individual and family health insurance after March 31, 2014 without a special event such as marriage, loss of employer coverage or a few other situations.
As of today the individual mandate still applies, this means that you will face a penalty if you are uninsured for more than 3 months in the year 2014!

See our blog for more specifics

What are the Essential Health Benefits:

  • Ambulatory patient services / Emergency services & Hospitalization
  • Maternity and newborn care
  • Mental health and substance use disorder services, including behavior health treatment
  • Prescription drugs / Rehabilitative services and devices
  • Laboratory services / Preventive and wellness services and chronic disease management
  • Pediatric services, including oral and vision care (some restrictions may apply)

We can be your guide in the world of insurance. Contact us for a quote today!

  • Do you have pre-existing conditions? Starting January 1, 2014 there will be no more pre-existing conditions or riders!
  • Do you know your adjusted gross income? This will determine if you are eligible for a Premium Tax Credit.
  • Do you know what a Metallic Plan is?
  • Do you know what Essential Health Benefits are?
  • Do you have employer sponsored coverage, and if so does it meet the minimum value requirements?

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  • Trustpoint Insurance is here to assist you with enrollment through
  • Calculation estimates of your Premium Tax Credit prior to starting the application
  • Trustpoint Insurance can take some of the frustrations out of the process!
  • On or Off the marketplace we are here to help!

Call us today!

Trust Us to Point You in the Right Direction!

Trustpoint Insurance offers products from many different companies. Whether it is individual or group, we specialize in listening to your needs and providing a plan that is customized for you.

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Superior customer service is the foundation of our company and is what makes us unique in this industry. We work hard for you, the client! With reforms changing on a day to day basis, trust us to be on the cutting edge of all new insurance regulations and requirements.

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Welcome to Trustpoint Insurance!

Call us for help with a quote or with questions at our office in Imperial 308-882-3820 or, use our contact form on the Contacts page.

Don’t miss out on important plan benefits: Details such as companies that offer deductible credit and initial rate guarantees; how network coverage and preventative care works; how plans can vary tremendously from one carrier to the next with differences in deductibles, coinsurances, out of pocket maximums, Doctor Office /ER Visits and how to maximize your coverage within these areas.

We look forward to earning your business. Contact Trustpoint today! 308-882-3820

Know that your family is covered:

Making sure that your current policy meets your families’ present needs is very important. Coverage that was the best option in the past might not be the best option with a changing family.

Health Care Reform Also, with health care reform constantly changing let Trustpoint be there to make sure you are aware of new benefits and coverage that could help your family. Families’ big, small or varying in age all will find peace of mind in the knowledge and expertise that we can bring to your health insurance needs.

Call Trustpoint Today!

Employer Options:

Trustpoint Insurance specializes in coordinating employee benefit plans that provide employers affordable incentive programs. Working with employers to create an “outside the box” thinking in plan designing makes Trustpoint Insurance unique. We believe in education and awareness for your employees, and strive to provide the best customer service possible to each individual within your company.

Find out more about how Trustpoint can assist with a plan to fit your needs:

Call or come see us for a quick consultation!

Pay or Play Tax Calculator

Evaluate your options as an employer.  Click below to use our Pay or Play Tax Calculator!



We do all the leg work for you!

Let Trustpoint Insurance & Financial Services do all the shopping around for you!
With over 30 carriers we can show you the best options tailored to your needs as an individual, a family, or a small business.

Quick & easy application process! Rest assured you will have the best options to choose from with our large spectrum of carriers. Contact us today!